How does Ocho compare?

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At Ocho, our mission is to build the best financial tools and education to help business owners build wealth. Here’s why we think you’ll love Ocho compared to your current financial accounts and services provider.

Ocho vs The Big 3

Features	Ocho	Vanguard	Fidelity	Charles Schwab
Self-directed^*	✅	❌	❌	❌
Checkbook control^*	✅	❌	❌	❌
Making contributions	Online	Online	Mail physical check	Mail physical check
Roth option	✅	✅	❌	❌
Mega backdoor Roth	✅	❌	❌	❌
Solo 401k Loan	❌	❌	❌	❌
Invest in traditional assets^*	✅	Only Vanguard mutual funds	✅	✅
Invest in alternative assets^*	✅	❌	❌	❌
Crypto investments^*	✅	❌	❌	❌
NFT investments^*	✅	❌	❌	❌
Real estate investments^*	✅	❌	❌	❌
Private equity investments^*	✅	❌	❌	❌
Angel investments^*	✅	❌	❌	❌
Price	$299/year, zero AUM fees^*	Free to set up, $20/fund per year.	Free to set up	Free to set up

Ocho Solo 401k

Here’s how the Ocho Solo 401k stacks up with other plan providers.

Ocho vs Vanguard

Ocho vs Fidelity

Ocho vs Charles Schwab

Ocho vs E-Trade

Ocho vs TD Ameritrade

Ocho vs Ubiquity

Ocho vs My Solo 401k

Ocho vs Nabers Group

Ocho vs IRA Financial

Ocho vs Rocket Dollar

Ocho is trusted and backed by the world’s top entrepreneurs, creators and money experts.

“The level of insight you get in terms of your money management is not something I’ve seen on any other apps I’ve used.”

3500

Early Stage Users

100+

Startup founders have invested in Ocho

$5M+

In preseed funding

Built by the team that built:

“The Ocho Solo 401k is a retirement plan so powerful and flexible that it feels like you’re getting access to a tax loophole.”

Elizabeth Yin
Cofounder, Hustle Fund

“Every business owner, creator, and self-employed person should have one. The benefits and tax savings each year are a no-brainer.”

Sebastian Fung
Owner, Ask Sebby

“Ocho built something I’ve wanted to exist for a long time – the modern solo 401k with all the best features and full admin support.”

Nate O’Brien
Investor & YouTuber

Sign Up to Ocho and get all-inclusive access to all of our products

Ocho is an annual membership that includes:

Solo 401k
Ownership of an Ocho Solo 401k plan, contribute up to $66,000 for 2023, and invest in any asset class with tax-free compounding.

Education
Access to Ocho’s entire library of on-demand finance and business courses (including all summit replays). Plus join in on our live webinars and AMAs with guest experts.

Ocho IRAs (Roth + Traditional) You’ll get immediate access to both accounts on any plan^**.

Personalized Financial Plans Starting at the end of May, access a custom financial plan built by our financial advisors for your specific financial situation and goals (only available on our Professional Plan)^*.

“Ask an Advisor”
Get advice from our team of financial experts (only available on our Professional Plan)^*.

Full Support
Onboarding, compliance, and tax-filing support. Get help from our world class support team any time you need assistance.

Basic Plan ($299/year)

Ocho Solo 401k Plan

Ocho IRAs (Traditional + Roth)

Security & compliance monitoring, full onboarding support and account administration assistance.

On-demand courses uploaded regularly on a variety of personal + business finance topics

Live events with financial guest experts, both workshops and AMA style conversations

Join today!

Professional Plan ($499/year)