Your personal finances
(analyzed & automated)

Ocho helps modern professionals (from business owners to full-time employees) get personalized advice to help them better manage and optimize their money.

If you’ve ever felt too busy or stressed to think about your finances,
Ocho was made for you.

Ocho has made it SOOOO easy to get started and feel secure in a plan moving forward. Working with [Ocho] has been unbelievably helpfuland my advisor was patient with me throughout the entire process with ALL of my endless questions.”

– Mikaela U. (Ocho customer)

“Thanks so much. I reviewed my financial plan and it provided a lot of guidance and things to think about in terms of my long-term goals

– Sherrell D. (Ocho customer)

Why do people love Ocho?

It’s like having your own team of financial experts and “doers” (without the cost)
helping you manage your money.

Get Matched With a Financial Advisor
(No % fees or biased advice)

Gain direct access to your own financial advisor: send questions anytime via email, request updated plans with any status changes, and receive expert guidance on pivotal decisions, like whether to buy a house or how to best optimize your retirement contributions for taxes.

Only available on the Pro plan

Receive Your Own Custom Financial Plan
(Ongoing + tailored to your unique situation)

Discover our tailored financial plan designed for you and your household. It integrates your business, full-time job, and all income streams, while also evaluating your lifestyle and retirement objectives.

Only available on the Pro plan

Retirement & Investment Accounts
(No AUM fees and get setup in minutes)

Experience our financial platform where you can set up Solo401k & IRAs, gain access to a robo-advisor, all without any AUM fees.

No-Fee Robo-Advisor
(Automate your investing)

Answer a few simple questions and Ocho’s intelligent robo-advisor will automatically build a smart, optimized portfolio for you. Set up a recurring monthly or weekly contribution and your entire financial life is now on auto-pilot, all for zero AUM fees.

Available on all Ocho investment and retirement accounts.

Learn More With Our Money Courses
(On-demand training with experts)

Dive into our comprehensive Ocho course library, featuring topics from credit card points and estate planning for founders to small business accounting and beyond.

What they’re saying about Ocho…

The process of opening a solo 401k used to be extremely complex, and you had to do most of the administration work yourself… I don’t normally get excited about retirement plans, but Ocho is building something I’ve wanted to exist for a long time.

Nate O’Brien (Investor & YouTuber)

There are now so many people who are self-employed, and Ocho is building the perfect financial vehicle to help them turn their business income into generational wealth. [Ocho] is so powerful and flexible that it feels like you’re getting access to a tax loophole.

Elizabeth Yin (Co-founder @ Hustle Fund)

Social Squares

Ocho is the most intuitive experiences I’ve tried. I love how you can get set up and invest in just a few minutes. Every business owner, creator, and self-employed person should have one. The benefits and tax savings each year are a no-brainer.

Sebastian Fung (Owner, Ask Sebby)

Ready to get started with Ocho?


$299/ year

  • ✓ Ocho Solo 401k Plan
  • ✓ Ocho IRAs (Traditional + Roth)†
  • ✓ Security & compliance monitoring
  • ✓ On-demand courses + training
  • ✓ No AUM fees
  • ✓ 30-day refund guarantee
Create Account


$999/ year

  • ✓ Ocho Solo 401k Plan
  • ✓ Ocho IRAs (Traditional + Roth)†
  • ✓ Security & compliance monitoring
  • ✓ On-demand courses + training
  • ✓ No AUM fees
  • ✓ 30-day refund guarantee
  • ✓ Custom financial plan
  • ✓ Access to “Ask an Advisor”
  • ✓ On-going support and updates to financial plan
Create Account


$12,000 / year

  • ✓ Limited spots and by application only
  • ✓ Hands-on financial planning, execution and investment advice
  • ✓ For business owners earning $200k+ profit annually
  • ✓ No-fee investment management and advice
  • ✓ Sourcing, vetting and executing on boutique accredited investments
  • Click here to learn more
SOLD OUT (Join Waitlist)

What if Ocho isn’t the right fit for you?

You can try out Ocho for 30 days and if you feel it isn’t right for you, we have a no questions asked refund policy.

Questions before joining?

Who is this content and membership for?

If you’re hungry to learn more about managing and growing your money as a business owner (even if you consider yourself “bad” with finances or get overwhelmed or confused), this is your community! We will be covering a wide variety of topics to help those that are just starting out build the foundations and more advanced content to help support you as you progress along your journey or for those that are ready to dive in.