Now in Beta!
Building wealth for business owners
Ocho is everything you need to build wealth as an entrepreneur, freelancer, consultant or independent business owner. We exist to serve entrepreneurs with the tools, education and network to transform their business income into generational wealth.
Setting up your Solo401k takes less than 10 min
$66k
Annual tax deductions
$22.5k
Annual Roth limit
0%
Taxes on Roth withdrawals
Personal Finance, Engineered For Business Owners
Ocho is the product we wish we had when building our first businesses. The Ocho Solo 401k is a supercharged retirement plan for business owners. Ocho Money is an exclusive community and academy that teaches entrepreneurs, freelancers and creators how to level up their finances.
Retirement Account
Ocho Solo401k
The perfect retirement plan for business owners, fully managed with no fees on your assets under management. Comes with the largest possible tax deductions, a super-sized Roth account, and the ability to invest in any asset class with tax-free compounding. Opening a solo 401k has never been easier – it only takes 10 minutes to get started.


Education
Ocho Money
Level up your finances as a business owner by learning directly from the best subject matter experts. Ocho Money is a collection of courses, live workshops, and community to master your personal finances as an entrepreneur.
All in one platform with a seamless user experience
Ocho is the easiest way to set up a solo 401k and start investing your money with tax-free compounding. Make contributions, open bank and brokerage accounts, and view investment reports all through our beautiful, intuitive user dashboard.

Total investment freedom. Invest in stocks, mutual funds, and ETFs or alternative assets like crypto, real estate, and private equity. (coming soon)

We’re committed to protecting your account with state-of-the-art encryption to keep your data and money safe.

IRS rules can be confusing. We keep track of all your contributions and make sure you’re in compliance, so you don’t have to.
Open an Ocho Solo 401k Plan in under 10 minutes.
Get instant access to the Ocho Solo 401k for one low price. No hidden fees, no fees on your money under management. Once you open your account, you’ll be able to immediately make contributions, rollover funds, and invest your money in any asset class.
One plan that fits all your needs.
What’s you will get
- Ownership of an Ocho Solo 401k Plan.
- A Roth solo 401k account
- Security & compliance monitoring.
- Personalized investment plan & recommendations.
- Support for a mega backdoor Roth conversion.
- A simple all-in-one investment platform.
- Full onboarding support and account administration assistance.
- Integrated brokerage accounts.
- Rollover support from other retirement plans that you already own.
- Access to any investment options, with full checkbook control (coming soon).
Why Ocho?
Trusted and backed by the world’s top entrepreneurs, creators, and money experts.
100+
Startup founders have invested in Ocho
$5M+
In preseed funding
Built by the team that built: