Now in Beta!

Building wealth for business owners

Ocho is everything you need to build wealth as an entrepreneur, freelancer, consultant or independent business owner. We exist to serve entrepreneurs with the tools, education and network to transform their business income into generational wealth.

Setting up your Solo401k takes less than 10 min

Elizabeth Yin Co-founder @ Hustle Fund

“There are now so many people who are self-employed, and Ocho is building the perfect financial vehicle to help them turn their business income into generational wealth. As a team of entrepreneurs, Ocho understands the financial pain points of business owners on a deep level. The Ocho Solo 401k is a retirement plan so powerful and flexible that it feels like you’re getting access to a tax loophole.”

User: Ocho Solo 401k Plan

Nate O’Brien Investor & YouTuber

“The process of opening a solo 401k used to be extremely complex, and you had to do most of the administration work yourself. Ocho has built the modern version of the plan, adding in all the best features and offering full administration support. I don’t normally get excited about retirement plans, but Ocho is building something I’ve wanted to exist for a long time.”

User: Ocho Solo 401k Plan

Sebastian Fung Owner, Ask Sebby

“Ocho is the most intuitive solo 401k experiences I’ve tried. I love how you can get set up and invest in just a few minutes. Every business owner, creator, and self-employed person should have one. The benefits and tax savings each year are a no-brainer.”

User: Ocho Solo 401k Plan

$66k

Annual tax deductions

$22.5k

Annual Roth limit

0%

Taxes on Roth withdrawals

Personal Finance, Engineered For Business Owners

Ocho is the product we wish we had when building our first businesses. The Ocho Solo 401k is a supercharged retirement plan for business owners. Ocho Money is an exclusive community and academy that teaches entrepreneurs, freelancers and creators how to level up their finances.

Retirement Account

Ocho Solo401k

The perfect retirement plan for business owners, fully managed with no fees on your assets under management. Comes with the largest possible tax deductions, a super-sized Roth account, and the ability to invest in any asset class with tax-free compounding. Opening a solo 401k has never been easier – it only takes 10 minutes to get started.

Ocho Money

Level up your finances as a business owner by learning directly from the best subject matter experts. Ocho Money is a collection of courses, live workshops, and community to master your personal finances as an entrepreneur.

All in one platform with a seamless user experience

Ocho is the easiest way to set up a solo 401k and start investing your money with tax-free compounding. Make contributions, open bank and brokerage accounts, and view investment reports all through our beautiful, intuitive user dashboard.

Total investment freedom. Invest in stocks, mutual funds, and ETFs or alternative assets like crypto, real estate, and private equity. (coming soon)

We’re committed to protecting your account with state-of-the-art encryption to keep your data and money safe.

IRS rules can be confusing. We keep track of all your contributions and make sure you’re in compliance, so you don’t have to.

Open an Ocho Solo 401k Plan in under 10 minutes.

Get instant access to the Ocho Solo 401k for one low price. No hidden fees, no fees on your money under management. Once you open your account, you’ll be able to immediately make contributions, rollover funds, and invest your money in any asset class.

Sign Up

One plan that fits all your needs.

$299 Annually

What’s you will get