Ocho Solo 401k
A Supercharged Retirement Plan, Designed For Business Owners
The Ocho Solo 401k gives business owners the biggest tax advantages of any retirement plan. Contribute up to $61,000 and invest in any asset class with tax-free compounding. We meticulously crafted Ocho to be the simplest, easiest solo 401k experience you’ll ever have. Create your account, make contributions, and invest your funds all in one place through our minimal, intuitive dashboard.
Why You Need to use Ocho
An All-In-One Integrated Platform
Ocho is the easiest way to set up a solo 401k and start investing your money with tax-free compounding. You can open an account in under 10 minutes, and we take care of all paperwork and administration for you. No need to open separate bank and brokerage accounts – it can all be done through your Ocho account.
The Easiest Way To Invest In Alternative Assets
Invest in traditional assets like stocks, mutual funds, and ETFs, or take full checkbook control and directly invest your money in alternative assets like real estate, crypto, and private equity.
Pick and Choose Your Tax Savings Each Year
You get to decide whether you want to contribute with pre-tax dollars and get a tax deduction, or contribute into a Roth account for tax-free withdrawals in retirement. Deduct up to $61,000 from your taxable income, or put the whole amount into a Roth account. It’s entirely up to you.
The Biggest Roth Account Legally Possible
A mega backdoor Roth solo 401k lets you invest up to $61,000 entirely into a Roth account (10x more than a Roth IRA, and 3x more than what’s traditionally allowed with a 401k). A mega backdoor Roth is a complex procedure with many moving parts. With Ocho, it’s 100% handled for you.
A Delightfully Easy Investing Experience
Create your account, make direct contributions, rollover assets, and invest your funds all in one place. And if you need help, we’re here for full account administration assistance, automated tax filings, and security & compliance monitoring.
What entrepreneurs say about using Ocho
A Retirement Account Not Quite Like The Rest
Contribute up to $61,000 into an Ocho Solo 401k for 2022. That’s 10x more than an IRA, and 3x more than a normal 401k. Invest in any asset class (including crypto, NFTs, real estate, and startups) with tax-free compounding, and never pay any fees for your assets under management. Enjoy all the benefits of the Ocho Solo 401k for just one low yearly fee.
Ready to get started with the Ocho Solo 401K Plan?
It takes less than 10 minutes to open an account
Transparent pricing with no AUM fees
Unlike other money managers, we charge zero fees on your money under management (AUM) and do not receive any kickbacks from any products we recommend.
All income levels and all business entities eligible
Any business owner, freelancer, creator, or even full-time employees with a side hustle can open a solo 401k. The only requirement is that you have no full-time W-2 employees that work over 1,000 hours in your business (excluding your spouse). There are no income limits – you’re eligible whether you make over $1M or operate a small side hustle.