The Vibes Company Inc. (“Vibes”) does not provide tax, legal, investment, or accounting advice. Any material made available to you by Vibes, via any portal, including or via email, phone or live chat correspondence from and with Vibes and its representatives, has been prepared for informational purposes only, and is not intended to substitute, and should not be relied on for tax, legal, investment, or accounting advice. You should consult an independent tax advisor, lawyer, financial advisor, and/or certified public accountant before engaging in any transaction. Vibes is not a fiduciary with respect to any person or plan by reason of providing the material or content herein.

While Vibes tries to provide accurate and timely information, Vibes does not warrant the accuracy or completeness of the materials provided, either expressly or impliedly, and expressly disclaims any warranties or merchantability or fitness for a particular purpose. Decisions based on information contained on this site are the sole responsibility of the user, and in exchange for using this site, you agree to hold Vibes and its affiliates harmless against any claims for damages arising from any decision you make based on such information. Vibes reserves the right to withdraw or prohibit access to the site and to revise the software, materials, information, and the services and products described in this site, at any time without notifying users.

Nothing else contained on this site, including any offers that appear from a third-party advertiser, should be used or construed as an offer to sell, a solicitation of an offer to buy, a referral for services, or a recommendation for any security. Vibes does not endorse nor recommend any product or services offered by such third-party advertisers. Nor is any third-party information intended as investment, tax, financial, or legal advice. Investors should seek such professional advice for their particular situation. Please visit the third-party advertiser’s website to view complete offer disclosures, terms and conditions, and other details.

Vibes does not monitor whether a customer is eligible for a particular type of investment product, or a tax deduction, or if a reduced contribution limit applies to a customer. These are based on a customer’s individual circumstances. You should consult with a tax advisor. Certain plan options may not be available due to your particular IRS qualification.